Reader’s Question: I have a life insurance policy here in California, is that the same as a health insurance policy? Oliver Bakersfield, CA Although there may be accidental similarities, life insurance and health insurance are two completely different things. Life insurance policies are acquired for the sole reason of providing your beneficiaries financial compensation or [...]

Reader’s Question: I’m the main breadwinner of our family of four here in California but I was thinking if it would be practical to get life insurance for my part-time working spouse as well? Bart Sacramento, CA This is a very interesting question. A lot of married couples are faced with the decision of whether [...]