Reader’s Question:

How do I know if I qualify for the no exam life insurance? What are the advantages/disadvantage of getting one?

James

Thank you for asking James.

You should be aware that no exam term life insurance in California may cost you a little more than coverage through other insurance providers. But the good thing outweigh the costs for some people. Advantages for a no exam life insurance will include immediate approval, no medical exam, no doctors, no delays in mailing, no pushy insurance agents to deal with. There are two disadvantages for no exam life insurance – the premium may be a little more expensive and, not all qualifies for coverage.

It’s not not easy to know if you qualify for no exam term life insurance in California. You just have to answer some simple medical questions to get your immediate quotes. You will then decide if you want the insurance policy, and you can apply online in about 3-5 minutes only. Usually you get a response within 15 minutes as to whether you are qualified for your life insurance or not. You can then pay your first month’s premium policy in the website, and print your insurance policy instantly.

Make sure you check the financial position of your life insurance insurer in California. It is provided usually online and paying an annual premium is usually cheaper than monthly payment options.

Goodluck!

MariCAR